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The Office of Small Business Advocate

The Office of Small Business Advocate serves as a point of contact to state government for owners of businesses with fifty (50) or fewer employees. The Office of Small Business Advocate is located within the Comptroller of the Treasury.

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Motor Vehicle Temporary Liens

About Motor Vehicle Temporary Liens

The Motor Vehicle Temporary Lien Program began on July 1, 1998. This program establishes a procedure in the Office of the Secretary of State for recording a temporary lien on a motor vehicle prior to the issuance by the Department of Revenue of a permanent certificate of title evidencing that lien.

If a manufacturer’s statement of origin or an existing certificate of title on a motor vehicle is unavailable, a first lienholder or his designee may file with the Division of Business Services an Application for Motor Vehicle Temporary Lien. The proper filing of such a document with the Division of Business Services constitutes constructive notice of the lien against the motor vehicle described therein to creditors of the owner, subsequent purchasers and encumbrances, except liens that are by law dependent on possession.

Constructive notice is effective from the time of the filing of the application. A temporary lien properly filed with the Division of Business Services automatically terminates after 180 days or upon being otherwise perfected, whichever occurs first. After 270 days, the temporary lien documents are purged from the filing system and destroyed.

You can contact the Motor Vehicle Temporary Liens office at (615) 741-0529 or by email at TNSOS.MVTL@tn.gov.

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