The Annual Enrollment Transfer Period is held yearly in the fall. Changes in coverage become effective on the following January 1 and participants must remain enrolled in their selected benefit options until the next year.
During annual transfer, participants can:
| • | Change health insurance option and/or carrier |
| • | Add, cancel or transfer dental options, if available |
| • | Add, cancel or transfer vision options, if available |
| • | Increase optional term or universal life insurance coverage, if eligible |
| • | Enroll in or decrease optional term life coverage, if eligible |
| • | Enroll in optional special accident coverage, if eligible |
All participants enrolled in health coverage are sent information on available benefit options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.