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Benefits Administration

Annual Enrollment Period

During the fall of the year, members can make changes to insurance benefit selections. Changes in coverage become effective on the following January 1 and participants must remain enrolled in their selected benefit options until the next year. Subject to eligibility, during this time you can:

  • Choose your health insurance options:
    • Choose either the Partnership, Standard or Limited PPO, subject to eligibility*
    • Select your health insurance carrier — either BlueCross BlueShield of Tennessee or Cigna
    • Enroll in or cancel health insurance for yourself or your eligible dependents
  • Enroll in, cancel or transfer between dental options (if eligible)
  • Enroll in, cancel or transfer between vision options (if eligible)
  • Enroll in or cancel optional accidental death coverage (if eligible)
  • Apply for, cancel, increase or decrease optional term life coverage amounts (if eligible)

All individuals eligible for health coverage are sent information on available benefit options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.

*Limited PPO is available to local education and local government employees only. If you enrolled in the Partnership PPO for 2014 and you and/or your spouse did not fulfill the Partnership Promise, you are not eligible to continue in this option during 2015. You will have the option to enroll in 2016.